:root{--sap-navy:#102e63;--sap-navy-dark:#0b234d;--sap-magenta:#ee1f68;--sap-text:#172744;--sap-muted:#697691;--sap-line:#dbe1ea;--sap-soft:#f5f7fa;--sap-white:#fff}
html{scroll-behavior:smooth;scroll-padding-top:96px}.sap-editorial-v3{background:#fff;color:var(--sap-text)}.sap-page{font-family:"DM Sans",Arial,sans-serif}.sap-shell{width:min(1320px,calc(100% - 64px));margin:0 auto}.sap-page-hero{padding:86px 0 72px;border-top:1px solid #eef0f4;border-bottom:1px solid var(--sap-line);background:#fff}.sap-hero-grid{display:grid;grid-template-columns:minmax(0,1.65fr) minmax(280px,.7fr);gap:80px;align-items:end}.sap-kicker{margin:0 0 14px;font-size:.78rem;font-weight:800;letter-spacing:.14em;color:var(--sap-magenta)}.sap-page h1{font-size:clamp(2.7rem,5vw,5.2rem);line-height:1.01;letter-spacing:-.055em;color:var(--sap-navy-dark);font-weight:700;margin:0 0 24px;max-width:980px}.sap-lead{font-size:1.18rem;line-height:1.65;max-width:860px;color:#51607c;margin:0}.sap-hero-actions{display:flex;flex-direction:column;align-items:flex-start;gap:12px}.sap-btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:0 22px;border:1px solid var(--sap-navy);border-radius:4px;color:var(--sap-navy);font-weight:700;text-decoration:none;background:#fff;transition:.18s ease}.sap-btn:hover{transform:translateY(-1px);box-shadow:0 7px 20px rgba(16,46,99,.11);color:var(--sap-navy)}.sap-btn-dark{background:var(--sap-navy);color:#fff}.sap-btn-dark:hover{color:#fff;background:var(--sap-navy-dark)}.sap-text-link{color:var(--sap-navy);font-weight:700;text-decoration:none;padding:8px 0}.sap-section{padding:86px 0}.sap-section-heading{max-width:820px;margin-bottom:42px}.sap-section-heading.compact{margin-bottom:30px}.sap-section-heading h2,.sap-form-intro h2{font-size:clamp(2rem,3.2vw,3.4rem);line-height:1.08;letter-spacing:-.035em;color:var(--sap-navy-dark);margin:0 0 15px}.sap-section-heading p:last-child{font-size:1.06rem;line-height:1.65;color:#5f6c84}.sap-type-grid,.sap-split-cards{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid var(--sap-line);border-bottom:1px solid var(--sap-line)}.sap-split-cards{grid-template-columns:1fr 1fr}.sap-type-grid article,.sap-split-cards article{padding:34px 34px 38px 0;border-right:1px solid var(--sap-line);margin-right:34px}.sap-type-grid article:last-child,.sap-split-cards article:last-child{border-right:0;margin-right:0}.sap-type-grid span,.sap-split-cards span,.sap-service-no{font-size:.78rem;color:var(--sap-magenta);font-weight:800;letter-spacing:.08em}.sap-type-grid h3,.sap-split-cards h3,.sap-service-row h3{font-size:1.35rem;color:var(--sap-navy-dark);margin:14px 0 10px}.sap-type-grid p,.sap-split-cards p{color:#61708a;line-height:1.62;margin:0}.sap-workflow-band{background:#f5f7fa;border-top:1px solid var(--sap-line);border-bottom:1px solid var(--sap-line);padding:72px 0}.sap-workflow{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:0}.sap-workflow li{padding:26px 28px 20px 0;margin-right:28px;border-top:2px solid var(--sap-navy);display:flex;flex-direction:column;gap:8px}.sap-workflow b{font-size:.75rem;color:var(--sap-magenta)}.sap-workflow strong{color:var(--sap-navy-dark);font-size:1.05rem}.sap-workflow span{color:#65728b;line-height:1.5}.sap-deadline-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.sap-deadline-grid>div{border-top:2px solid var(--sap-navy);padding-top:18px}.sap-deadline-grid strong{display:block;color:var(--sap-navy-dark);font-size:1.1rem;margin-bottom:7px}.sap-deadline-grid span{color:#65728b;line-height:1.55}.sap-discovery{display:grid;grid-template-columns:1fr 1.4fr;gap:90px;align-items:center}.sap-discovery-copy h2{font-size:2.55rem;letter-spacing:-.03em;color:var(--sap-navy-dark)}.sap-discovery-copy p:last-child{line-height:1.65;color:#5e6b83}.sap-discovery-list{display:flex;flex-wrap:wrap;gap:0;border-top:1px solid var(--sap-line);border-left:1px solid var(--sap-line)}.sap-discovery-list span{padding:18px 22px;border-right:1px solid var(--sap-line);border-bottom:1px solid var(--sap-line);font-weight:700;color:#44526c;background:#fff}.sap-form-section{padding:86px 0;background:#f7f8fa;border-top:1px solid var(--sap-line)}.sap-form-layout{display:grid;grid-template-columns:minmax(280px,.7fr) minmax(0,1.3fr);gap:80px;align-items:start}.sap-form-intro{position:sticky;top:28px}.sap-form-intro>p:not(.sap-kicker):not(.sap-form-contact){color:#5d6a82;line-height:1.65}.sap-form-intro ul,.sap-form-steps{padding-left:18px;color:#5d6a82;line-height:1.8}.sap-form-contact{margin-top:30px;padding-top:20px;border-top:1px solid var(--sap-line);font-size:.9rem;color:#6b7690}.sap-form-contact a{font-size:1.05rem;color:var(--sap-navy);font-weight:700;text-decoration:none}.sap-form-card{background:#fff;border:1px solid var(--sap-line);padding:38px}.sap-form-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px}.sap-form-grid label{display:flex;flex-direction:column;gap:8px;font-size:.88rem;font-weight:700;color:var(--sap-navy-dark)}.sap-form-grid label.wide{grid-column:1/-1}.sap-native-form input,.sap-native-form select,.sap-native-form textarea{width:100%;border:1px solid #cfd6e2;border-radius:2px;background:#fff;padding:12px 13px;font:inherit;color:#172744;outline:none}.sap-native-form input:focus,.sap-native-form select:focus,.sap-native-form textarea:focus{border-color:var(--sap-navy);box-shadow:0 0 0 3px rgba(16,46,99,.08)}.sap-consent{display:flex;align-items:flex-start;gap:10px;margin:22px 0;color:#57647b;font-size:.9rem;line-height:1.5}.sap-consent input{width:auto;margin-top:4px}.sap-required{font-size:.78rem;color:#78849a;margin:12px 0 0}.sap-honeypot{position:absolute!important;left:-10000px!important;width:1px;height:1px;overflow:hidden}.sap-form-status{padding:14px 16px;margin-bottom:22px;border-left:3px solid}.sap-form-status.success{background:#f0f7f3;border-color:#278554;color:#205d40}.sap-form-status.error{background:#fff2f2;border-color:#b64040;color:#873434}
/* Policies */.sap-page-hero-policy{padding-bottom:42px}.sap-policy-family{display:flex;gap:0;margin-top:44px;border-bottom:1px solid var(--sap-line)}.sap-policy-family-link{padding:16px 26px 14px 0;margin-right:32px;color:#61708a;text-decoration:none;font-weight:700;border-bottom:3px solid transparent}.sap-policy-family-link.is-active{color:var(--sap-navy-dark);border-color:var(--sap-magenta)}.sap-policy-layout{display:grid;grid-template-columns:270px minmax(0,1fr);gap:70px;padding-top:58px;padding-bottom:100px}.sap-policy-aside{min-width:0}.sap-policy-aside-inner{position:sticky;top:28px;max-height:calc(100vh - 56px);overflow:auto;padding-right:16px}.sap-aside-label{display:block;font-size:.76rem;letter-spacing:.12em;font-weight:800;color:var(--sap-magenta);padding-bottom:15px;border-bottom:1px solid var(--sap-line)}.sap-policy-aside nav{display:flex;flex-direction:column}.sap-policy-aside nav a{padding:11px 0;color:#65728a;text-decoration:none;font-size:.9rem;line-height:1.35;border-bottom:1px solid #eef1f5}.sap-policy-aside nav a:hover,.sap-policy-aside nav a.is-current{color:var(--sap-navy);font-weight:700}.sap-aside-top{display:inline-block;margin-top:18px;color:var(--sap-navy);font-size:.86rem;text-decoration:none;font-weight:700}.sap-policy-content{min-width:0}.sap-policy-intro-line{display:flex;justify-content:space-between;gap:30px;align-items:end;padding-bottom:18px;border-bottom:1px solid var(--sap-navy)}.sap-policy-intro-line span{font-size:.76rem;color:var(--sap-magenta);font-weight:800;text-transform:uppercase;letter-spacing:.1em}.sap-policy-intro-line p{margin:0;color:#69758c;font-size:.92rem}.sap-policy-item{border-bottom:1px solid #cfd9e6}.sap-policy-item summary{list-style:none;display:grid;grid-template-columns:50px 1fr 34px;align-items:center;gap:10px;padding:24px 4px;cursor:pointer}.sap-policy-item summary::-webkit-details-marker{display:none}.sap-policy-number{font-size:.72rem;color:var(--sap-magenta);font-weight:800}.sap-policy-title{font-size:1.34rem;line-height:1.25;color:var(--sap-navy-dark);font-weight:600}.sap-policy-toggle{width:28px;height:28px;border-radius:50%;background:var(--sap-navy-dark);position:relative;justify-self:end}.sap-policy-toggle:before,.sap-policy-toggle:after{content:"";position:absolute;background:#fff;left:7px;right:7px;top:13px;height:2px}.sap-policy-toggle:after{top:7px;bottom:7px;left:13px;width:2px;height:auto}.sap-policy-item[open] .sap-policy-toggle:after{display:none}.sap-policy-body{padding:2px 48px 32px 64px;color:#46546e;line-height:1.75;font-size:.99rem;max-width:1000px}.sap-policy-body p{margin:0 0 1em}.sap-policy-body a{color:#075aa8}.sap-policy-body ul,.sap-policy-body ol{margin-bottom:1.2em}
/* Solutions */.sap-hero-note{border-top:3px solid var(--sap-magenta);padding-top:18px}.sap-hero-note strong{font-size:1.15rem;color:var(--sap-navy-dark)}.sap-hero-note p{color:#64718a;line-height:1.55}.sap-hero-note a{color:var(--sap-navy);font-weight:700;text-decoration:none}.sap-service-list{border-top:1px solid var(--sap-navy)}.sap-service-row{display:grid;grid-template-columns:54px 1.25fr 1fr 180px;gap:28px;padding:30px 0;border-bottom:1px solid var(--sap-line);align-items:start}.sap-service-row h3{margin:0 0 8px}.sap-service-row p{margin:0;color:#5f6d85;line-height:1.55}.sap-service-row ul{margin:0;padding-left:18px;color:#5f6d85;line-height:1.65}.sap-service-row>a{color:var(--sap-navy);text-decoration:none;font-weight:700;font-size:.9rem;padding-top:4px}
@media(max-width:991px){.sap-shell{width:min(100% - 36px,1320px)}.sap-hero-grid,.sap-form-layout,.sap-discovery{grid-template-columns:1fr;gap:38px}.sap-form-intro{position:static}.sap-type-grid{grid-template-columns:1fr}.sap-type-grid article{border-right:0;border-bottom:1px solid var(--sap-line);margin:0;padding-right:0}.sap-split-cards{grid-template-columns:1fr}.sap-split-cards article{border-right:0;border-bottom:1px solid var(--sap-line);margin:0}.sap-workflow{grid-template-columns:1fr 1fr}.sap-deadline-grid{grid-template-columns:1fr}.sap-policy-layout{grid-template-columns:1fr;gap:30px}.sap-policy-aside-inner{position:static;max-height:none;overflow:visible}.sap-policy-aside nav{display:grid;grid-template-columns:1fr 1fr}.sap-policy-aside nav a{padding-right:14px}.sap-service-row{grid-template-columns:42px 1fr}.sap-service-row ul,.sap-service-row>a{grid-column:2}.sap-page h1{font-size:clamp(2.5rem,8vw,4rem)}}
@media(max-width:640px){.sap-shell{width:min(100% - 26px,1320px)}.sap-page-hero,.sap-section,.sap-form-section{padding-top:58px;padding-bottom:58px}.sap-workflow{grid-template-columns:1fr}.sap-form-grid{grid-template-columns:1fr}.sap-form-grid label.wide{grid-column:auto}.sap-form-card{padding:24px 18px}.sap-policy-family{overflow:auto}.sap-policy-family-link{white-space:nowrap}.sap-policy-aside nav{grid-template-columns:1fr}.sap-policy-item summary{grid-template-columns:34px 1fr 30px;padding:20px 0}.sap-policy-title{font-size:1.08rem}.sap-policy-body{padding:0 0 28px 34px}.sap-policy-intro-line{display:block}.sap-policy-intro-line p{margin-top:8px}.sap-service-row{grid-template-columns:32px 1fr;gap:16px}}


/* =========================
   SAP Editorial V4 refinements
   Continuous policies, clean discovery strip, numbered steps and CAPTCHA
   ========================= */

.sap-policy-layout{
  width:min(1440px,calc(100% - 64px));
  grid-template-columns:250px minmax(0,1fr);
  gap:52px;
  align-items:start;
}
.sap-policy-aside-inner{top:22px}
.sap-policy-aside nav a{
  position:relative;
  padding:12px 0 13px;
  border-bottom:1px solid #eef1f5;
  transition:color .16s ease;
}
.sap-policy-aside nav a.is-current{
  color:var(--sap-navy-dark);
  font-weight:700;
  text-decoration:underline;
  text-decoration-color:var(--sap-magenta);
  text-decoration-thickness:2px;
  text-underline-offset:5px;
}
.sap-policy-content{min-width:0}
.sap-policy-section{
  scroll-margin-top:92px;
  padding:0 0 54px;
  margin:0 0 34px;
  border-bottom:1px solid #cfd9e6;
}
.sap-policy-section-header{
  display:grid;
  grid-template-columns:54px minmax(0,1fr);
  gap:10px;
  align-items:start;
  padding:22px 0 24px;
  border-top:2px solid var(--sap-navy-dark);
}
.sap-policy-section .sap-policy-number{padding-top:.36rem}
.sap-policy-section .sap-policy-title{
  margin:0;
  font-size:clamp(1.55rem,2.1vw,2.25rem);
  line-height:1.16;
  letter-spacing:-.02em;
  font-weight:600;
}
.sap-policy-section .sap-policy-body{
  max-width:none;
  padding:0 0 0 64px;
  color:#46546e;
  line-height:1.78;
  font-size:1rem;
}
.sap-policy-section .sap-policy-body p{margin:0 0 1.15em}
.sap-policy-section .sap-policy-body h1,
.sap-policy-section .sap-policy-body h2,
.sap-policy-section .sap-policy-body h3,
.sap-policy-section .sap-policy-body h4{color:var(--sap-navy-dark)}

.sap-discovery-list{
  display:flex;
  flex-wrap:wrap;
  width:fit-content;
  max-width:100%;
  justify-self:start;
  align-self:center;
  border:0;
}
.sap-discovery-list span{
  border:1px solid var(--sap-line);
  border-right:0;
  margin:0;
}
.sap-discovery-list span:last-child{border-right:1px solid var(--sap-line)}

.sap-form-steps{
  list-style:none;
  padding-left:0!important;
  margin-left:0;
}
.sap-form-steps li{
  display:grid;
  grid-template-columns:34px 1fr;
  gap:6px;
  align-items:baseline;
  margin:.35rem 0;
}
.sap-form-steps li b{
  color:var(--sap-magenta);
  font-size:.78rem;
  letter-spacing:.04em;
}

.sap-captcha{
  margin:22px 0 6px;
  min-height:65px;
}
.sap-captcha .cf-turnstile{max-width:100%}

@media(max-width:991px){
  .sap-policy-layout{
    width:min(100% - 36px,1320px);
    grid-template-columns:1fr;
    gap:30px;
  }
  .sap-policy-section .sap-policy-body{padding-left:0}
  .sap-policy-section-header{grid-template-columns:42px 1fr}
}
@media(max-width:640px){
  .sap-policy-layout{width:min(100% - 26px,1320px)}
  .sap-policy-section{padding-bottom:40px;margin-bottom:28px}
  .sap-policy-section-header{grid-template-columns:32px 1fr;padding-top:18px}
  .sap-policy-section .sap-policy-title{font-size:1.35rem}
}

/* =========================
   SAP Editorial V5 refinements
   Sticky policy navigator + slightly more compact policy typography
   ========================= */

/* Make the left navigator itself the sticky grid item. Keeping sticky on an
   inner child can limit its travel to the child's own parent height. */
.sap-policy-aside{
  position:sticky;
  top:22px;
  align-self:start;
  max-height:calc(100vh - 44px);
  overflow:auto;
  padding-right:16px;
  scrollbar-width:thin;
  scrollbar-color:#c8d0dc transparent;
}
.sap-policy-aside-inner{
  position:static;
  top:auto;
  max-height:none;
  overflow:visible;
  padding-right:0;
}

/* Policy reading scale: still editorial and comfortable, but less oversized. */
.sap-policy-section .sap-policy-title{
  font-size:clamp(1.38rem,1.65vw,1.78rem);
  line-height:1.2;
  letter-spacing:-.018em;
}
.sap-policy-section .sap-policy-body{
  font-size:.94rem;
  line-height:1.72;
}
.sap-policy-section .sap-policy-body h1,
.sap-policy-section .sap-policy-body h2{
  font-size:1.24rem;
  line-height:1.3;
  margin:1.55em 0 .65em;
}
.sap-policy-section .sap-policy-body h3{
  font-size:1.08rem;
  line-height:1.35;
  margin:1.4em 0 .55em;
}
.sap-policy-section .sap-policy-body h4{
  font-size:1rem;
  line-height:1.4;
  margin:1.25em 0 .5em;
}

@media(max-width:991px){
  .sap-policy-aside{
    position:static;
    top:auto;
    max-height:none;
    overflow:visible;
    padding-right:0;
  }
}
@media(max-width:640px){
  .sap-policy-section .sap-policy-title{font-size:1.28rem}
  .sap-policy-section .sap-policy-body{font-size:.93rem;line-height:1.68}
}